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HDFC Overdraft
Apply now for HDFC Overdraftat Arena Fincorp & get lowest interest
rates. You don’t have to go through the complicated process of getting
HDFC overdraft facility. We will do it for you to make things easier and
simpler. So that you can focus on things that are more important to you.
We have years of experience in providing nancial solutions and will
HDFC Overdraft: 2023
Interest Rate,
Overdraft Against FD
& Eligibility Criteria
↓✉
Contact Us 

happily assist you through the HDFC overdraftprocess, ensuring a
smooth and hassle-free experience. We work hard to provide you with the
cheapest loans in India, allowing you avail a loan without paying a fortune
of your income in interest payments.
Why Choose Arena Fincorp for HDFC Overdraft?Why Choose Arena Fincorp for HDFC Overdraft?
1. Quick approval: We feel proud to say that we are one of the few
institutions doing superfast application processing, so that you can
get your overdraft money faster than ever.
2. 100% transparency: No hidden charges. We’re 100% transparent

about the terms of our services.
3. Full Assistance: Rest assured, our experienced team will fully assist
you in the entire process from start to nish in getting the best loan for
your personal needs. You just need to breathe and relax while we do
the whole work for you.
4. History of Reputation: Having a rich history of providing the best
nancial solutions, our customers are very happy with working with us
& we feel proud to say that they trust us for their future nancial needs
too.
5. Simple and easy Process: Our experienced team will happily guide
help you in availing loans for all your nancial needs, making it simple,
easy and hassle free to to avail them.
HDFC Overdraft Interest Rate
Check below the HDFC Overdraft interest rate for:
Overdraft against salary: 15-18% p.a.
Overdraft against FD: 2% above thexed depositrate for the period
that the money is used.
HDFC Overdraft Eligibility
Following are the HDFC overdraft Eligibility criterias which you must meet
to avail the facility from HDFC:
HDFC Overdraft Against FD Eligibility

You are eligible to open a xed deposit & avail overdraft against FD if you
are one of the following:
Resident Individuals
Hindu Undivided families
Private& Public limited companies
HDFC Overdraft Against Salary Eligibility
You must hold a Corporate Salary Account in HDFC bank to become
eligible for OD.
Your account must have a regular income of salary.
The minimum salary needed to avail an OD in HDFC bank is Rs. 15,000
per month
There is a list held by HDFC bank which mentions specic companies
which they approve. If you’re not an HDFC bank user then your
company must be on that list to become eligible to apply for an OD.
Note: The eligibility & the value of the limit is based on the customer’s
credit history.
How to Apply for HDFC Overdraft Online
Here’s our step-by-step guide to apply for HDFC overdraftonline . You can
always start your online application and resume it at a later instance at
our site:
Step 1: Click on Apply Now to open our online application form
Step2: Fill in a few details and verify the OTP sent to your phone
Step3: Enter your KYC and income data
Step4: Choose the loan amount you want to borrow
Step5: Submit your application

HDFC Overdraft Features
The following are the key features of the HDFC overdraft facility
HDFC Overdraft Against FD Features
Fulll your urgent nancial needs (household or business
requirements) without breaking your Fixed deposit.
Instantly avail upto 90% of overdraft on your FD
A minimum FD amount of Rs 25,000/- for a minimum tenure of 6
months 1 day is required to avail a Overdraft against FD/Super Saver
facility
Pay back with interest only on the drawn amount, while your remaining
Fixed Deposit continues to earn you interest
Get exibility in altering period of deposit, maturity, payment
instructions and rollover mode before maturity of the rollover deposit.
You can choose between a Savings Account and a Current Account to
link to your Fixed Deposit
HDFC Overdraft Against Salary Features
Credit-line amount
You can get overdraft up to 3x your salary
The overdraft amount would range from Rs. 25,000 to Rs. 1.25
lakhs
Tenure
The facility is extended for a period of one year (12 months)
The limit can be renewed post 12 months subject to meeting the
Bank policy and appraisal norms
The renewal fee (charged at the time of renewal after 12 months) is
Rs.250 + govt. levies and taxes