I-Will-Teach-You-to-Be-Rich-Second-Edition-No-Guilt.-No-Excuses.-No-BS.-Just-a-6-Week-Program-That-Works-by-Ramit-Sethi-Booktree

AdditionalPraiseforRamitSethiandI
WillTeachYoutoBeRich
“RamitSethiisarisingstarintheworldofpersonalfinance
writing...onesingularlyattunedtothesensibilitiesofhis
generation....HisstyleispartfratboyandpartSiliconValley
geek,withalittlebitofSanFranciscohipsterthrownin.”
—SANFRANCISCOCHRONICLE
“...oneofourfavoritepersonalfinancesites.”
—LIFEHACKER
“Theeasiestwaytogetrichistoinherit.Thisisthesecondbest
way—knowledgeandsomediscipline.Ifyou’reboldenoughtodo
therightthing,Ramitwillshowyouhow.Highlyrecommended.”
—SETHGODIN,AUTHOROFTHISISMARKETING
“Thecommonperceptionaboutpersonalfinancebooksisthatthe
adviceisloadedwithtechnicaltermsandjargon.Onthisfront,I
WillTeachYoutoBeRichcomesasacompletesurprise.Itis
writteninanextremelybreezystyle,butitdoesn’tmeanthatit
containsfrivolousadvice.Onthecontrary,itpacksuseful
informationforbeginnersonhowtheycanmanagetheirmoney.”
—ECONOMICTIMES
“...particularlyappealingtotheyoungergenerationwithitseasy-
to-read,no-holds-barredlanguage.”
—BUSINESSINSIDER

RealReaderResults
Ramit’steachingthatfrugalityisn’tabout“spendingnothing”butratherabout
spendingextravagantlyonthethingswelovechangedouroutlookonlife.My
wifeandIretiredfromfull-timeworkatages33and35,respectively,and
adventurearoundthecountryinanAirstreamRV.Wewakeupeverymorning
excitedandenergeticbecausewecontroleveryminuteofourday.”
—STEVEADCOCK
“WhenIwas30,Ihadno401kandastudentloanof$16,000.NowI’m35,I
havenostudent-loandebt,ahealthy401k,anIRA,anadditionalinvestment
account,andonesecuredcreditcardwhichIusetopaymymonthlybills.I
usedIWTtodoallofthisandnowspendmostofmymoneyonwhatIlove,
whichismykids,food,andebooks.”
—ARIELSTEWART
“Sinceimplementingafullyautomatedsystemin2011,mynetworthwent
fromzerotocloseto$450k.Ineverhavetoworryaboutmoney—Ihave
enoughforbills,anyindulgence,andmaxingoutretirementaccounts(Roth
and401k).”
—ROSSFLETCHER

“Ireadyourbookin2010whenIwasa25-year-oldexecutiveassistantata
tinybookpublishermaking$28,000.I’mnowleadingafullteamofwritersin
SanFranciscoandmaking$155,000.”
—CLAIREPEACOCK
“Afterreadingyourbook,Inegotiateda$175monthlyreductioninapartment
rentbyofferingalong-termextendedleaseandputtingtheapartmentasa
preferredvendor.Landlordagreedimmediately,andthatsavedmeover
$3,500!”
—SAMEERDESAI
“I’vegotover$100,000growingforretirement,$8,000inthepersonal
investmentaccount,andhavenextyear’sRothcontributionalreadysetaside
inaninterest-bearingaccount.”
—DAVIDCHAMBERS
“IusedtheadvicefromIWTtosetupmySchwabIRA,apersonalinvestment
account,andacheckingaccountpriortostartingmyfirstjobwhenIwas24.

I’mnow30andhaveover$300ksavedbetweenmypersonalinvestment
account,401k,andIRA.”
—HILARYBUUCK
“Atfirstyourchapterondebtfreakedmeout—youcan’tjustgetoutofdebt
sofast!ThenIrealizedmakingmoremoneywasnotscaryordaunting,but
verydoable.Iwentfrommakingaround$4,000amonthto$8,000amonth
frommycompany.Ihad4,500indebtthatisnowdownto$900(soonit’llbe
at$0).”
—REENABHANSALI
“I’veusedtheIWTprinciplestopaydown$40,000indebtinsidetwoyears
bynegotiatingaraiseandtakingonmyfirstside-gigprojectswiththe“1Kon
theSide”project.Andwiththeautomationprinciples,andpayingourselves
first,mywifeandIbuiltcloseto$200,000insavingsinthelasttwoyears.”
—SEANWILKINS
“ItookthisbookonaCaribbeancruiseandcouldn’tputitdown.Itledmeto
gettinga$20,000salaryincreaseinmydayjobandstartingasidebusinessas
acareercoach,earningthousandseachmonth.Ithelpedmenegotiatedown
billsandfees,increasemycreditlimit,growahealthyretirementfundand
savings,andfundamentallychangemymindsetaboutearningmoney.”
—MARYGRACEGARDNER